Investment Planning, Strategy & Execution
Services Insurance & Investment
Insurance
Health Insurance
Now Health insurance premium without GST. The people who want to cover their family it is much benefited .
Retirement Planning
Start early retirement planning is a win win smart approach towards life goal. Use online platform for faster policy issue and claim settlement process.
Child Insurance Planning
Start your child future planning with a perfect child protection with parent or proposer risk coverage.
Life insurance Plan Seletion
✅ How to Choose a Good Life Insurance Plan (Simple Tips)
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Know why you need it
Do you want only protection (term plan) or savings + protection (endowment/ULIP)? -
Decide how much coverage you need
Think about your family’s future expenses—loans, education, daily needs. -
Pick the right duration
Choose a policy that covers you until your kids grow up or you retire. -
Compare plans and prices
Don’t just pick the cheapest. Check what benefits and riders (like accident cover) are included. -
Check the company’s claim record
Choose a company with a high claim settlement ratio (above 90%). -
Look at tax benefits
Premiums can save tax under Section 80C. Maturity amount may be tax-free under Section 10(10D). -
Use online tools
Try calculators and comparison sites to see what suits your budget and needs.
Investment Plan Selection
How to Choose Your First Investment Plan
- Define your goal: Are you saving for something short-term (like a vacation) or long-term (like retirement)?
- Decide your time frame:
- Short-term (1–3 years): Choose safer options
- Long-term (5+ years): You can take more risk for higher returns
- Know your risk comfort:
- Low risk: Fixed deposits, PPF, debt mutual funds
- Medium to high risk: SIPs in mutual funds, equity funds
- Start small:
- SIPs let you invest monthly — even ₹500 is enough to begin
- Diversify your money:
- Don’t invest everything in one place. Mix equity, debt, and maybe gold
- Use trusted platforms:
- Apps like Groww, Zerodha, Paytm Money are easy to use
- Review regularly:
- Check your investments every 6–12 months and adjust if needed.
Testimonials
“When you are in the financial crisis no one can help you for long term survival. Minimum liability support my financial situation. Early investment planning led by Mr. Jiban Kr. Nath change my financial stability during covid situation.
Finding the right mutual fund advisor can make a big difference in your returns. Here are some insights to help you evaluate your advisor’s recommendations: Stayed with patient. Think for long term investment,
How to save more money? How to create wealth? reduce Debt quickly? Investor marg help me to maintain standard life without any financial liability. Their professional portfolio management planning give me a tension free life. Specialy thank to Mr. Jiban Kr. Nath.
“Sudden demise of my Husband ruin our finacial stabilty. He is the main bread earner of my family. Life insurance corporation settled accidental claim within week. My agent Jiban Kr. Nath do all necessery claim procedure. Thanks LIC and also Jiban Kr. Nth.
“I had an excellent experience with Jiban Kr. Nath” while settling my life insurance claim. The process was smooth, and they guided me at every step, ensuring all documents were in order. Also I invested in Mutual Fund for last 8 years and seeing a good result. Thank you Jiban.
