e-KYC process in Mutual Fund

How to do your KYC online or offline?

e-KYC is a digital process to verify your identity before investing in mutual funds.
Start by visiting a SEBI-authorized platform like a mutual fund website, CAMS, MF Central, or a trusted distributor portal.
Enter your PAN number to begin the process—it’s mandatory for mutual fund investments.
Provide your Aadhaar number and verify it using the OTP sent to your registered mobile number.
Fill in basic personal details like name, date of birth, and address.
Upload a passport-size photo and a valid proof of address (such as a utility bill or bank statement).
Some platforms may ask for a short video selfie or live video call to confirm your identity.
Once all steps are completed, you’ll receive confirmation via SMS or email.
After successful e-KYC, you’re eligible to start investing in mutual funds online.
This process ensures compliance with SEBI regulations and protects against fraud.

Start with a trusted platform: Choose a SEBI-authorized mutual fund house, registrar (like CAMS or KFintech), or aggregator (like MF Central) that offers e-KYC services online.
Enter your PAN: Your Permanent Account Number (PAN) is essential. It links your financial identity and is the first step in initiating e-KYC.
Verify Aadhaar via OTP: Input your Aadhaar number. You’ll receive a One-Time Password (OTP) on your Aadhaar-linked mobile number to confirm your identity digitally.
Fill in personal details: Provide your full name, date of birth, gender, address, and contact information. These details must match your official documents.
Upload documents:
- Aadhaar card (for identity and address proof)
- PAN card (mandatory for financial transactions)
- Passport-size photo
- Additional address proof (if required—like utility bill or bank statement)
Video or biometric verification: Some platforms may ask for a short video selfie or live video call to confirm you’re a real person. Others may use biometric authentication linked to Aadhaar.
Nomination and FATCA declaration: You may be prompted to add a nominee and complete FATCA (Foreign Account Tax Compliance Act) details, especially if investing in international funds.
Final confirmation: Once all steps are completed and verified, you’ll receive a confirmation message or email. Your e-KYC status will be updated as “Verified,” and you can begin investing.